The first lesson relates to how you manage your own finances. This lesson is the basis of all the other actions. Bringing in extra money alone is no cure for financial difficulties. It is really just a sticking plaster.
You have to deal with the root cause. For example for Joan the root course is lack of proper education, she left a high school when she was 16, she is 23 now and still doesn’t have a high school diploma.
It limits her earning potential tremendously. Luckily for Joan there are opportunities to correct this mistake, she can take the GED test and if she passes, she will receive a GED certificate.
This certificate is the equivalent of high school diploma. This is a first step she needs to fix it in order to have a better future, with the GED she will make at least $9,000 more per year.